Personal Tax Returns
Make time to work on your business, not just in it.
We make filing your tax return easy. Whether you're a sole trader, landlord, high earner, or just need to declare extra income, we'll make sure your return is accurate, submitted on time, and you're not paying a penny more tax than you need to.
No jargon. No panic. Just personal tax, done properly.
What is a Personal Tax Return?
A personal tax return, officially called a Self Assessment, is how you report your income to HMRC if it’s not fully taxed through PAYE.
You might need to file one if you’re self-employed, a landlord, a company director, earn over £100k, or receive income from dividends, investments, or overseas.
The process involves declaring your income, claiming allowances and expenses, and making sure you pay the right amount of tax.
We handle all of that for you, from gathering the info to filing the return. So it’s accurate, on time, and fully HMRC-compliant.
How we help with Personal Tax Returns
We take the pressure off Self Assessment and make sure you’re getting everything you’re entitled to, without overpaying or missing deadlines.
Everything handled for you
We’ll gather the right info, calculate your tax bill, check what allowances or expenses you can claim, and submit your return to HMRC on time.
Clear communication,
no jargon
We explain what’s going on in plain English, so you know exactly what you owe and why, with no surprise bills, no HMRC letters to decode, and no DIY tax software stress.
Support based on your situation
Sole Traders & Freelancers
If you’re self-employed, your tax return is a key part of staying compliant and in control.
We’ll help you track your income and expenses, claim allowable deductions, and make sure your tax return is accurate and stress-free, every single year.
Small Limited Companies
Company directors and individuals earning over £100k often need to file even when tax is paid via PAYE.
We’ll ensure all your income sources are accounted for, from dividends and salary to benefits and investments, and your tax return is handled properly from start to finish.
Scaling Companies
Whether you’ve got one rental or a full property portfolio, we’ll manage your property income reporting, mortgage interest claims, and capital gains where needed, all in line with the latest HMRC rules.
Why choose Prosper Accountancy
We don’t just handle the paperwork, we support you through what can be a big decision with clarity, honesty, and care.
Prosper was created to do things differently. After years in the industry, we saw too many business owners unsure what they were paying for, or left to figure things out alone.We build real partnerships, offer straight-talking advice, and tailor everything around your situation.
Whether you’re closing a company now or planning ahead, we’re here to make the process simple and stress-free.
And if company closure is just one of the things you need help with, you can view all of our accountancy services to see how else we can support your growth.
We’re not just accountants. We’re part of your team.
Couldn’t have had a better experience with advice and training on my accounts. Sorted mine out after a negative experience with previous accountants. I’d recommend fully being a Prosper client.
Frequently Asked Questions
Find answers to commonly asked questions about our work process.
You’ll need to file a return if you're self-employed, a landlord, earn over £100k, receive dividends, or have untaxed income. Not sure if it applies to you? We’ll let you know straight away.
The deadline for online filing is 31st January each year, covering income from the previous tax year (which ends 5th April). We recommend getting it sorted well before then to avoid stress or penalties.
HMRC charges an automatic £100 late filing penalty, and more if you're really late. We’ll help you avoid that completely by getting everything in early.
It depends on your income, but it usually includes things like P60s, rental income, bank interest, dividend payments, and any self-employed earnings. Don’t worry, we’ll tell you exactly what we need.
We’ll cover your latest financials, highlight trends, review goals, and give clear, practical advice. You’ll leave each session with action points, insights, and a clearer path forward.